Pet Insurance Comparison Canada

by Jeremy on December 10, 2010

When conducting your pet insurance comparison for Canadian providers, you will need to take into account the monthly premiums,pet insurance comparison canada deductibles as well as the maximum enrollment ages. Most Canadian pet insurance providers offer 3 coverage options. These include Accident Only, Accident plus illness and Accident, illness, and routine/preventative/wellness care. Accident Only is typically the cheapest pet insurance plan that you can find in Canada. This cover will only provide protection to your pet in the event that they are involved in an accident. However, there are certain low-cost plans which also offer some basic coverage for illnesses.

Accident plus illness is a plan which covers, accidents, illnesses, surgery, in-hospital treatment, prescription medications, treatment of hereditary conditions, and some diagnostic testing. Other extras that are covered under this plan include advertising and rewards for missing pets, boarding fees for pets whose owners have been hospitalized as well as cancellation of vacations in the event that your pet falls seriously ill. However, you should note that accident and illness policies do not cover any preexisting conditions in your pet.

Accident, illness, and routine/preventative/wellness care plans are the most expensive plans and may also feature extras including annual medical checkups, alternative or complementary therapies, dental treatments and cleaning, cremations and burials, micro chipping, euthanasia, testing and prevention for fleas, ticks and heartworms, vaccinations, rehabilitative therapies, prescription food, spay or neuter surgery, as well as the treatment of chronic conditions.

When comparing Canadian pet insurance plans, you will find that the amounts or premiums, deductibles and co-pay may vary depending on the age, breed, species of the pet, as well as the location in which the pet owner and pet reside. Below is a look at some top pet insurance providers in Canada.

Petsecure – Petsecure.com

Petsecure is Canada’s largest pet insurance company whose basic coverage is broader than most, and includes cancer treatment, dental treatment, and hip dysplasia. Claims are processed within 5 business days. The plans offered by Petsecure are customizable and preventative or routine care may be added. The maximum enrollment age is also unlimited under the Petsecure insurance plans.

Vetinsurance Brokers Canada/Trupanion – Vetinsurance.com

The insurance plans offered by Vetinsurance cover illness and accident, including surgery, medications and diagnostic testing. Unlike many other pet insurance providers, Vetinsurance plans don’t exclude congenital or hereditary conditions.

PurinaCare Canada – PurinaCare.ca

PurinaCare plans will cover accidents and illnesses, as well as hereditary conditions. Their higher-priced plans also cover preventative care. The maximum enrollment age is also unlimited under the PurinaCare Canada insurance plans.

Pethealth Inc. – PetCareInsurance.com

Pethealth insurance features various brands including QuickCare, Union Plus Pet Insurance, 24 Pet Watch, ShelterCare and Petcare Pals (with PETCO). The cheaper pet insurance plans from Pethealth however do not include recurring illnesses.

PC Financial Pet Insurance (President’s Choice) – PCInsurance.ca

PC Financial does not charge any set-up fees and offers a number of free extras, including emergency boarding fees for pets when their owners are hospitalized, compensation for holiday cancellations arising from serious pet illness, advertising and/ or reward costs for missing pets, as well as compensation for loss of pets due to eligible accidents or illnesses.

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Best Pet Insurance in Canada

by Jeremy on November 25, 2010

There are dangers that pets can come across which may cause financial stress on pet owners due to the unexpected strain that is placed on their savings. Pet insurance is important in helping you in the event that your pet suffers an accident or falls ill. This will assist both pet owner and pet when unexpected costs arise. The good news is that if you are a pet owner living in Canada, you can now find pet insurance from some of the best pet insurance providers that Canada has to offer.

PetSecure Pet Insurance

This is one of the best pet insurance companies in Canada which helps pet owners provide their pets with great health care. What’s best pet insurance canadamore, regardless of the type of coverage the pet owner chooses, PetSecure will reimburse you for up to 80% of the costs of your vet bills. The company also offers an exclusive Secure For Life guarantee which means that pet owners will never have to worry about facing limitations on their coverage. PetSecure coverage also renews every year for the lifetime of the pet, a feature not seen with other pet insurance providers. Other benefit of taking out pet insurance coverage with PetSecure is that your pet will also receive dental coverage which is inclusive of annual cleaning. There are no age limits or maximum limits whatsoever, and you get to visit the vet of your choice. In addition, this insurance company processes all claims within 5 working days which makes them a leader in Canadian pet insurance. PetSecure serves pet owners in the whole of Canada.

PC Financial Pet Insurance

This is another good pet insurance provider in Canada. This company offers pet protection that is easy to carry which helps to complement the pet owner’s efforts in training their pet to stay healthy. This way you get to avoid the strain of unexpected illnesses or accidents involving your pet, placed on your savings. PC Financial offers four simple affordable pet insurance plans. The first is the Accident plan coverage which begins at $9.95 per month for cats and $10.95 per month for dogs. Pet owners also get to enjoy coverage for dogs of all ages and breeds, and what’s more, the age of your dog will not affect your premium in any way. You also do not need to pay any setup fees in order to begin your policy and upon request, you can get a free no-obligation quote from PC Financial.

PurinaCare Pet Health Insurance

This is another good pet insurance provider which serves pet owners in the whole of Canada. With this pet health insurance from PurinaCare, pet owners are able to take advantage of the very latest in veterinary medicine for the health benefits of their beloved pets. PurinaCare offers a simple yet affordable plan which covers a whole range of health requirements for your pet. This includes coverage for any unexpected illnesses, for accidents as well as to enable your pet to undergo regularly scheduled exams and medications.

Dog Insurance that Covers Routine Care

November 18, 2010

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Trupanion Pet Insurance Reviews

November 16, 2010

With Trupanion I found that it shows you clearly what is and what isn’t covered if your pet becomes injured or is sick. Everything is explained so you can understand what the insurance is about but I would still say read the terms in the small print before you sign up as with anything. In [...]

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How Much Does Dog Insurance Cost?

November 13, 2010

You may ask yourself how much does dog insurance really cost you? How much are you prepared to pay out every year to get your dog the best care? It appears that an emergency trip to the ER could cost you around $1000 so it will be worth your while to get dog insurance for [...]

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Pet Insurance Costs

November 9, 2010

If you want pet insurance then it is best to look around as they vary quite a lot .There is a very broad range of insurance companies that provide pet insurance cover and there are many different policies to choose from. On average a dog will cost more to insure than a cat and obviously [...]

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Pet Pals Direct Pet Insurance Review – Cheap and Convenient

November 8, 2010

Pet Pals pet insurance gives great value to your money as it provides insurance packages that are easy on the pocket. Dog insurance starts at as low as £8.13 per month. For only a few pounds, your dogs will be covered for serious illnesses, and you, as the pet owner, on the other hand, will [...]

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What is the Best Dog Medical Insurance

November 7, 2010

With veterinary fees and the cost of medical products and procedures continuously rising, dog owners often rely on dog medical insurance to provide for the expenses when the unexpected happens. However, care must be taken in selecting and purchasing the best dog medical insurance for your pet. Here are some tips in doing so: Tips [...]

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Pet Insurance that Covers Pre existing Conditions

November 3, 2010

If you have ever wondered if you could get pet insurance for your pet that covers pre existing conditions then as you know they are few and far between. It is almost non existent to get cover for an existing illness as most pet insurance companies only pay for new illnesses. It is the same [...]

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Pet Insurance plans for multiple pets

November 3, 2010

When you have more than one pet in your home then you should think about whether you should have pet insurance for multiple pets as it works out a lot cheaper than having each pet insured individually. If you take out insurance cover that is arranged through just one insurer then you should get a [...]

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